Loan/Debts can be very bad. These are one of the things that are the biggest cause of Suicide and stress as well as depression.The debts can kill you! If not paid by time, they pile up and gets worse. In Islam, overburdening anyone with Debt is prohibited. And it is stated that the person who forgoes the money someone owes to him, is rewarded highly on the day of judgment.
And loan/debt has made even worse when the element of Interest included in it, which is causing a lot of Suicide when one feels that he/she would not be able to pay it.
Jami’ At-Tirmidhi states that a man was in debt so he came to Ali Ibn Abi Talib (RA), and seek his help to pay off some of his loans. So he taught him this dua, which was taught to him by Prophet Muhammad (PBUH).
Indeed, Allah has defined each and everything in Quran as well as in Sunnah, we should follow to make our lives much better than before, this dua is one of the most incredible things you can gather from Hadiths.
Hadiths are a gateway to a pearl of real wisdom, as we focus on Quran, just like that, we should also focus on Hadiths too, as they are the things done by the perfect person on earth, Prophet Muhammad (PBUH).
