Category Archives: Desi Totkay

Insurance And Risk Management Are Intertwined Practices Aimed At Mitigating Financial Losses And Uncertainties

Insurance: Insurance is a contract between an individual or entity (the insured) and an insurance company (the insurer), wherein the insurer agrees to compensate the insured for specified losses, damages, or liabilities in exchange for premium payments. The purpose of insurance is to provide financial protection against unforeseen events or risks. There are various types of insurance, including: Risk… Read More »

How to Fix the Mistakes That Cause Your Refrigerator To Use More Electricity

Refrigerators can be the largest energy consumers in the home making it a primary target if you’re looking to cut your energy expenses and reduce your environmental impact. The easiest way to reduce the energy use from your refrigerator is to replace it with a new, energy-efficient model, especially if it’s more than 15 years old. The savings… Read More »

How To Cure Iron Burn From Tomatoes

Whether you burn your hand on a pan of cookies, spend too much time in the sun, or spill hot coffee on your lap, burns are certainly not pleasant. Unfortunately, burns are one of the most common household injuries. Burns are categorized by their severity. A first-degree burn is considered the least severe because it only affects the outer layer of… Read More »

A Father Explaining To His Daughter A Few Hours Before Her Wedding

The priest at a father daughter retreat that my daughter and I were attending, asked the fathers to look into their daughters’ eyes and explain to her how precious she is to him. He said it might be difficult for some of you, embarrasing for some, you may feel self-conscious about saying these things, or at least a… Read More »

Renters Insurance for Students: Protecting Your Home Away from Home

For students living away from home, whether in dormitories or off-campus apartments, renters insurance is often an overlooked yet essential financial safety net. This type of insurance provides protection against various risks that can affect your personal belongings and liability, offering peace of mind so you can focus on your studies without worrying about unexpected losses. Here’s everything… Read More »

Four Instructive Stories

It is critical for a child’s growth to instill a love of reading at a young age, not to mention how enjoyable it is! Stories for kids can teach them a lot about life, the world, and themselves. Stories for kids with morals and exciting characters have numerous advantages and provide bonding opportunities. Here are some ELA games to educate… Read More »

Learn from Imam Shafi’i ! The Manners of Disputing

Associate Professor of Arabic and Islamic Studies, The University of Michigan A lecture presented on Friday 24 November 2000 at the Islamic Council of New South Wales Hall in Sydney, organised by the Federation of Australian Muslim Students and Youth (FAMSY). Reprinted from SALAM Magazine http://www.famsy.com/salam In the Name of Allah, The Beneficent, The Merciful. Peace be upon you, and The… Read More »

What does the Quran say about purdah?

The High Court Division’s recent suo motu order directing the government to ensure that no woman is forced to wear burqa at the educational institutions and offices, and the subsequent circular of the Ministry of Education with a similar directive have brought forth yet again the religious dogmatism which often tends to violate the human rights of the women. Instructions in the… Read More »

Special wazifa of 10th of Muharram

Stay awake and listen to the museebah (tragedies) of Imam Husayn (peace be upon him), his family and his companions. The reward of spending this whole night with acts of worship, as per narrations is that one who does so shall be considered having worshipped Almighty Allah with the worship of all the angels. The acts of worship… Read More »

Imam Hussain’s journey from Makkah to Karbala

Imam Husayn journey from Makkah to Karbala

Just over 50 years of the death of Muhammad (the last Prophet of Islam), the Muslim rulership was sliding into corruption under the tyrant Yazid, from the Ummayad family. Hussain the son of Ali and the grandson of Muhammad took a stand against Yazid’s evil rule. Whilst Yazid was feared and hated for his ruthlessness, Hussain was loved… Read More »

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